Lenders like Stability and Reliability – They Want to See the Whole Picture
In addition to a healthy credit rating, here are the other things lenders like to see:
- that you can save money, so make sure that you have a savings account and squirrel money away regularly;
- that you are stable in your employment, so don’t jump from job to job unless a fantastic job comes your way and if you passed it up, you’d be absolutely miserable for the rest of your life;
- that your living arrangement are stable, so make friends with your landlord and stay put!
What They DON’T Like to See:
- Frequent changes of address;
- Late Payment Charges
Fine-tuning your credit rep takes time, patience and determination – keep your eye on the prize!